If you think the quote you received from your insurance adjuster might be a little light, give us a call to see if we can make them do the right thing!
Founder of Homey Roofing
She found herself facing a new adversary: her insurance company.
Nationwide Property & Casualty Insurance denied her claim for a full roof replacement, leaving her feeling overwhelmed and disheartened.
The meager $2,281.80 they offered wouldn't even cover a fraction of the damage, leaving Magda to wonder how she could possibly restore her home.
The denial letter was a heavy blow, filled with insurance jargon and seemingly arbitrary exclusions.
“I felt completely defeated,”
Magda recalls.
“I paid my premiums faithfully, and when I needed them the most, they turned their back on me. Their estimate was so low, it was like they hadn't even looked at my roof properly.”
“I hate it when homeowners are bullied by insurance companies.”
Says Homey founder, Jeff Kish.
“When we came in, we knew exactly what needed to happen – we needed to go through the appraisal process with her.”
The appraisal process is a powerful tool that levels the playing field between homeowners and insurance companies.
It involves an independent assessment of the damage by a neutral third party, ensuring a fair and unbiased evaluation. Homey Roofing & Restoration has extensive experience guiding clients through this process, maximizing their chances of a favorable outcome.
Unlike Nationwide's cursory inspection, Homey Roofing & Restoration conducted a meticulous examination of Magda's roof and related structures.
The detailed estimate, totaling $58,171.79, was a stark contrast to the insurance company's paltry offer.
It included a complete roof replacement, new gutters and downspouts, exterior painting, fence repairs, and debris removal.
& Get A $50 Gift Card With Your Inspection
Insurance claim denials are more common than you might think. They can occur due to various reasons, such as:
Your policy may not cover certain types of damage or perils.
You may not have provided enough evidence of the damage or your losses.
The insurance company may underestimate the cost of repairs or replacement.
The insurance company may disagree with your assessment of what caused the damage.
Homey Roofing & Restoration helps homeowners avoid these pitfalls by ensuring thorough documentation, accurate estimates, and strong advocacy throughout the claims process.
The appraisal process proved to be a game-changer for Magda.
Armed with a comprehensive estimate and the support of a winning local team, she successfully challenged Nationwide's denial.
The insurance company ultimately approved a full roof replacement, covering all the necessary repairs.
Magda's relief was palpable.
“I couldn't believe it,” she says. “Homey Roofing & Restoration fought for me every step of the way. They made me feel heard and empowered. Now, my roof is beautiful and secure, and I have peace of mind knowing I am protected.”
We fight tirelessly for your rights, challenging unfair denials and ensuring you receive the compensation you deserve.
We leave no stone unturned in evaluating the damage to your property, providing detailed estimates that accurately reflect the cost of repairs.
We walk you through every step of the claims process, explaining your options and helping you make informed decisions.
Our track record of successful claim approvals speaks for itself.
Insurance companies may deny or underpay claims for several reasons:
To improve your claim’s chances:
If your claim is denied or underpaid:
Ignoring damage can lead to:
We specialize in:
Be vigilant for:
Our commitment to clients includes:
Contact Homey Roofing & Restoration today for a free consultation – which will earn you a $50 Visa Gift Card. We'll assess your situation, explain your rights, and develop a personalized strategy to help you get your home back to its pre-loss condition.
Your roof deserves the best, and so do you.
& Get A $50 Gift Card With Your Inspection
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