Denver, CO · Roof inspection
Roof inspection in Denver, CO.Free, photographed, and straight with you.
We walk the roof, photograph every slope close up, check the gutters, vents and flashing, and tell you plainly: leave it, repair it, replace it, or call your insurer. You keep the photos either way.
- 4.8★ on Google163 homeowner reviews
- Insurance-claim expertsIn roofing since 2012
- 2-year workmanship warrantyTransferable if you sell
- Financing through SlicePay over time, if approved
- Fort Collins to Colorado SpringsBased in Lone Tree
What’s included
What does a free Denver roof inspection include?
You don’t have to go up on the roof, and you don’t have to sign anything.
Every slope, close up
Detailed photos of each slope, ridge and valley, with problem spots circled. Hail hits, creases, lifted tabs and granule loss are easier to judge in a photo than from a ladder.
Soft metals and edges
Gutters, downspouts, vents, flashing, drip edge and window wraps. Dents on soft metal help show hail size, even when shingle damage is hard to see.
Flashing and penetrations
Chimneys, skylights, pipe boots and sidewalls, where most Denver leaks start. We note anything that needs repair now, storm or not.
Age and condition
Roughly how old the roof is, how many layers, and what shape the decking edges are in. That shapes whether a repair holds or you’re better off replacing.
Your deductible in dollars
Bring your declarations page and we’ll work out what a percentage hail deductible means in dollars before you decide to file.
A straight answer
Leave it, repair it, replace it or call your insurer. If there’s no real damage, we’ll say so. You keep the photo report either way.
Roof inspections compared
Which roof inspection do you need?
Three different people may look at your roof, for three different reasons.
| Homey free roof inspection | Home inspection (buying/selling) | Insurance adjuster inspection | |
|---|---|---|---|
| Who it’s for | You, as the homeowner | Usually the buyer | Your insurance company |
| What it covers | Roof, gutters, vents, flashing and storm-hit exterior items | The whole house; the roof is one line item | Damage from the reported storm |
| Cost to you | Free | Paid by whoever orders it | No charge; part of your claim |
| What you get | Dated photo report and a repair / replace / claim recommendation | Inspection report for the sale | The insurer’s estimate and coverage decision |
| Who decides coverage | Only your insurer, under your policy. A contractor can document damage and meet the adjuster, but can’t promise coverage. | ||
Selling or buying? A roof note on an inspection report can stall a sale. Here’s how to handle a roof objection in Colorado. Got a letter from your insurer after an aerial image of your roof? See what to do about an insurer roof non-renewal.
2026 Denver hail
The biggest 2026 hail reports near Denver.
The 8 largest 1″+ hail reports NOAA’s Storm Prediction Center logged within 10 miles of downtown Denver in 2026, of 24 total. All 2026 Front Range storm dates →
| Date (Mountain Time) | Hail | Where NOAA logged it | From Denver center | 1 year later* | Source |
|---|---|---|---|---|---|
| Aug 14, 2026 | 1″ | Englewood | 6.2 mi | Aug 14, 2027 | NOAA SPC |
| Jun 8, 2026 | 1.5″ | 2 E Arvada | 6.5 mi | Jun 8, 2027 | NOAA SPC |
| Jun 8, 2026 | 1.25″ | 3 W Wheat Ridge | 8.7 mi | Jun 8, 2027 | NOAA SPC |
| Jun 1, 2026 | 1.75″ | 4 E Denver | 3.8 mi | Jun 1, 2027 | NOAA SPC |
| Jun 1, 2026 | 1.75″ | 1 NW Denver | 0.9 mi | Jun 1, 2027 | NOAA SPC |
| Jun 1, 2026 | 1.5″ | 1 SE Denver | 1.3 mi | Jun 1, 2027 | NOAA SPC |
| Jun 1, 2026 | 1.25″ | 3 N Aurora | 9.1 mi | Jun 1, 2027 | NOAA SPC |
| Jun 1, 2026 | 1.25″ | 2 E Denver | 2.1 mi | Jun 1, 2027 | NOAA SPC |
*Many Colorado policies give you one year from the storm to report hail or wind damage. Check your own policy. SPC report times are UTC; we converted them to Mountain Time.
Hail history
Hail days within 10 miles of Denver, by year.
| Year | Hail days within 10 mi | Days with 1″+ hail | Largest report |
|---|---|---|---|
| 2016 | 5 | 5 | 2″ |
| 2017 | 2 | 1 | 2.75″ |
| 2018 | 4 | 3 | 3″ |
| 2019 | 8 | 8 | 1.5″ |
| 2021 | 3 | 3 | 1.75″ |
| 2022 | 1 | 0 | 0.75″ |
| 2023 | 9 | 8 | 1.75″ |
| 2024 | 3 | 2 | 2.75″ |
| 2025 | 3 | 1 | 1.5″ |
| 2026 | 4 | 4 | 1.75″ |
NOAA NCEI Storm Events Database, April 2016 through June 2026, reports within 10 miles of the city center. Many storms are never reported, so real counts are higher. NOAA NCEI Storm Events
Denver code
What Denver requires when an inspection turns into a roof job.
These are the items to look for on any estimate, and what an adjuster’s scope sometimes misses.
Denver re-roof code checklist
- A permit is required when repairs exceed 10% of the roof or 2 squares, whichever is smaller.
- Tear off to the deck where two or more layers exist.
- No continuous opening between deck boards over 1/2″.
- Drip edge at eaves and rakes.
- Open metal valleys at least 24″ wide.
- A cricket or saddle behind vertical projections wider than 30″.
- Ice barrier is not required by Denver’s design table.
Source: Denver roofing guidelines and checklist (updated 4/11/2024). Checked Oct 31, 2026. Codes change; we confirm with the building department on every permit.
Hiring a roofer in Denver
Denver licenses roofing contractors. A company doing shingle roofs needs a Denver Class D license, with a supervisor holding a Roofing–Shingles or Roof Covering/Waterproofing certificate, which requires two years of documented roofing experience. Before you sign for a repair or replacement in Denver, ask for the contractor’s Denver license number and check it with Community Planning and Development.
Denver neighborhoods
Roof inspections across Denver.
Where in Denver do you inspect roofs?
Older roofs, more to check
Many Denver homes are on their second or third roof. On those, we count layers and look closely at the deck edges, because Denver requires a tear-off to the deck once there are two layers. In historic districts, exterior changes can need Landmark Preservation review, so we check before we spec a different material.
HOAs
Newer neighborhoods like Central Park and Green Valley Ranch usually have design rules for roof color and material. Colorado law bars an HOA from requiring wood shakes or other flammable roofing and protects fire-hardened roofing materials, though HOAs can still set reasonable look-and-color rules (C.R.S. 38-33.3-106.5).
When to get a Denver roof inspection
- After any storm with hail you could see on the lawn or dents on cars, gutters or A/C fins.
- Before you file a claim, so you know whether the damage is real and what your deductible is in dollars.
- Before you list or buy a house, so a roof note doesn’t surprise you at inspection.
- When a stain shows up on a ceiling, or after a big wind event.
- When your insurer asks about the roof’s age or condition.
Denver hail history: NOAA’s Storm Events Database lists 259 hail reports within 10 miles of downtown from April 2016 through June 2026, on 42 different days. The largest was 3 inches near Englewood on June 19, 2018; the May 8, 2017 storm dropped 2.75-inch hail near Edgewater.
After the inspection
From the first look to the final check. You stay in charge of your claim.
Check from the ground
Dented gutters, torn screens or bent A/C fins are the first clue. Here’s how to look.
Free roof inspection
Detailed close-up photos of every slope, date-stamped, and an honest answer on whether the damage is worth a claim.
You file, we document
You file with your insurer. We send the photo report and can meet the adjuster on site as your contractor.
Build & permit
We pull the permit, book the inspections and finish with photos and a 2-year transferable workmanship warranty.
Colorado law bars roofers from paying, waiving or rebating your deductible (C.R.S. 6-22-105). Coverage decisions are made by your insurer under your policy. Homey is a roofing contractor, not a public adjuster.
FAQ
Denver roof inspection questions.
How much does a roof inspection cost in Denver?
Homey’s roof inspection is free, with no obligation. You get dated close-up photos of every slope and a straight recommendation: leave it, repair it, replace it, or call your insurer.
What does a roof inspection include?
We photograph every slope, the ridge and valleys, and check the gutters, downspouts, vents, flashing, pipe boots, chimneys and skylights. We note the roof’s approximate age and number of layers, and if you share your declarations page, we work out your hail deductible in dollars.
Should I get a roof inspection before filing a hail claim?
It helps. An inspection tells you whether there’s real storm damage and roughly what’s involved before a claim goes on your record. You file the claim; we can send the photo report and meet your adjuster.
How long does a roof inspection take?
It depends on the size, pitch and access of the roof. We’ll give you a time window when we book, and the photo report follows the visit.
Do I need to be home for a roof inspection?
Not necessarily. We inspect from the outside. If you want to walk through the photos together or have a ceiling stain we should see, it helps to be there.
Is a roof inspection the same as a home inspection?
No. A home inspector looks at the whole house for a sale, and the roof is one line. A roof inspection focuses on the roof, gutters, vents and flashing, and ends with a repair, replace or claim recommendation.
Does Denver require a permit for roof repairs?
Yes, once repairs exceed 10% of the roof or 2 squares, whichever is smaller, per Denver’s roofing guidelines and checklist. A full replacement always needs a permit.
How often does Denver get hail?
NOAA lists 259 hail reports within 10 miles of Denver from April 2016 through June 2026, on 42 separate days, and its Storm Prediction Center logged 24 reports of 1-inch-plus hail within 10 miles in 2026.
Related pages
Sources
Opened and checked November 9, 2026 unless noted. Hail data: NOAA NCEI Storm Events (April 2016–June 2026) and NOAA SPC 2026 reports, within 10 miles of the city center.
- NOAA NCEI Storm Events Database
- NOAA Storm Prediction Center daily storm reports, 2026
- Denver roofing guidelines and checklist (4/11/2024)
- Denver: Specialty Class D Certificates
- Colorado DOI: After a Hail Storm, insurance FAQs
- C.R.S. 38-33.3-106.5 (HOA roofing material rules)
- C.R.S. 6-22-105 (roofers may not pay or waive deductibles)
Homey Roofing and Restoration, in roofing since 2012. 10623 Ladera Pt, Lone Tree, CO 80124. Call or text (720) 948-5726, Mon–Sun 9–7.