Free Denver roof inspection: call or text (720) 948-5726.
Denver roofing company · Updated Oct 22, 2026
Denver roofing, hail repair& insurance claims, explained.
Free photo inspections, plain-English insurance help and new roofs for Denver homeowners. In roofing since 2009.
- Licensed & InsuredUL 2218 Class 4 Impact-Resistant Roofing · 4.8★ (160+ Google Reviews)
- 4.8★ on Google160 homeowner reviews
- Insurance-claim expertsIn roofing since 2009
- Insurance & hail expertsInspection to final check
- Financing through SlicePay over time, if approved
- Licensed, Fort Collins to Colorado SpringsBased in Lone Tree
Before you file
Free Denver roof inspection. Know your number first.
Hail in Denver? Get the roof photographed and your deductible checked before you call your insurer. Free, no obligation.
Free Denver roof inspection
What we check with you
- A photo inspection of every slope
- Gutters, vents and soft metals
- Your deductible in dollars
- A straight answer on whether to file
Denver roofing
What does Homey do for Denver homeowners?
Hail damage & insurance claims
Free photo inspection, deductible check, adjuster meeting, supplements. Denver hail repair.
Roof replacement
Asphalt shingles, including Class 4 impact-resistant options. Instant online quote.
Commercial & flat roofs
TPO, EPDM, mod-bit and coatings. Denver commercial roofing.
Denied or low claims
Documentation and appraisal options. Denied claim help.
Free Denver roof inspection.
We read your declarations page with you and inspect the roof. Free, no obligation.
Roof words, decoded
What do roofers and adjusters mean when they say…?
Test square
A 10-by-10-foot area an adjuster marks on each slope to count hail hits.
Soft metals
Gutters, downspouts, vents and flashing that dent easily in hail.
Source: Colorado DOI hail FAQs
Re-roof permit
Denver requires permits for most roof replacements, pulled by the contractor and inspected by the city.
Ice and water shield
A sticky waterproof membrane installed at eaves, valleys and penetrations under the shingles.
Drip edge
The metal strip along roof edges that sends water into the gutter.
Insurance in Denver
Which insurance terms trip up Denver homeowners?
Percentage hail deductible
A deductible set as a percent of dwelling coverage, often 1%, 2% or 5%, per the Colorado DOI.
Source: Colorado DOI advisory
Roof payment schedule
Some policies pay roofs by age instead of full replacement cost.
Cosmetic exclusion
An endorsement that excludes hail damage that only affects appearance.
The deductible is yours
Since SB 12-038 (2012), Colorado law says a roofer working on an insurance claim can't advertise or promise to pay, waive or rebate any part of your deductible. If one does, your insurer doesn't have to consider that roofer's estimate.
Source: C.R.S. 6-22-105 · SB 12-038 fact sheet (Colorado Roofing Association)
Free Denver roof inspection.
We read your declarations page with you and inspect the roof. Free, no obligation.
Why Homey
Why do Denver homeowners call Homey?
Homey Roofing and Restoration has served the Front Range since 2012, and Jeff Kish has been in roofing since 2009. We photograph everything, explain your policy in plain English, meet your adjuster, and handle the city permit. We're a roofing contractor, not a public adjuster, and we never touch your deductible.
Takeaways
- Free photo inspection anywhere in Denver.
- Deductible check before you file.
- Permit pulled and inspected for you.
- 4.8★ on Google (160+ reviews).
Local reroof code
What does Denver require on a new roof?
From Denver Community Planning & Development (roofing checklist, updated 4/11/2024). These are the items to look for on your estimate, and what an adjuster's scope sometimes misses.
- A permit is required when repairs exceed 10% of the roof or 2 squares, whichever is smaller.
- Tear off to the deck where two or more layers exist.
- No continuous opening between deck boards over 1/2".
- Drip edge at eaves and rakes.
- Open metal valleys at least 24" wide.
- A cricket or saddle behind vertical projections wider than 30".
- Ice barrier is not required by Denver's design table.
Code items aren't extras. If your city requires them, they belong on the scope. On a claim, they're usually paid under ordinance-or-law coverage. How code items get paid.
Source: Denver roofing guidelines and checklist. Checked Oct 31, 2026. Codes change; we confirm with the building department on every permit.
Real job photos
From our CompanyCam: Denver.
Every Homey inspection is photographed and time-stamped, so you see what we see. House numbers are blurred.
Denver homes & our services
Denver roofing, gutters, siding, windows and paint.
Homey handles roof replacement, roof repair and hail damage in Denver, plus the gutters, siding, windows and exterior paint that storms hit at the same time. One local team, one photo report, one contract.
Census data puts the median Denver home’s build year at 1975: about 31% of homes were built in 2000 or later, 14% in the 1980s–90s, and 55% before 1980 (U.S. Census ACS 2020–2024).
Denver has historic districts with design review for visible exterior changes, so we confirm before choosing siding, windows or paint colors on older homes.
Roof replacement & repair in Denver
A large share of Denver homes predate 1980, and tear-offs on older homes can turn up extra layers or tired decking. We photograph it and price it at the inspection. Our published price for a full tear-off here is $900–$1,000 per square.
Hail & insurance claims in Denver
The NOAA hail record for Denver is above. We document roof, gutters, screens, siding and paint on one dated CompanyCam report and meet your adjuster. Your insurer decides coverage; we never promise to cover a deductible.
Seamless gutters in Denver
Older gutters and fascia are often due when the roof is. We set drip edge and gutters together so water can’t run behind them.
Siding repair & replacement in Denver
Vinyl, fiber cement, engineered wood or older hardboard: hail and Colorado sun are hard on all of them. Matching discontinued profiles and flashing the roof-to-wall joints are where siding jobs go right or wrong.
Windows, screens & wraps in Denver
Torn screens and dented aluminum wraps are common hail damage. They’re small and easy to leave off a claim, so we photograph each one.
Exterior painting in Denver
With about 55% of Denver homes built before 1980, lead-safe prep matters: homes built before 1978 fall under the EPA lead-safe (RRP) rule. Angel, our master painter, uses Sherwin-Williams products.
See the cost guide · Get an instant roof quote · Financing through Slice, if approved.
Denver local guide
Roofing in Denver: neighborhoods, HOAs, permits and hail.
What changes from one Denver street to the next, and what we check before we order a single bundle.
Which Denver neighborhoods do you serve?
What’s being built in Denver?
Most new single-family building is in far northeast Denver, covered by the City’s Far Northeast Area Plan (Montbello, Green Valley Ranch and the DIA area). Older neighborhoods closer in have many original-deck roofs. (Denver: Far Northeast Area Plan)
HOA rules in Denver
Newer Denver communities usually have HOA or metro-district design rules; historic districts have their own design review for visible changes. We check before we order. Colorado law bars an HOA from requiring wood shakes or other flammable roofing and protects fire-hardened roofing materials, though HOAs can still set reasonable look-and-color rules (C.R.S. 38-33.3-106.5).
Denver re-roof permit
We pull the permit and book the inspections. The Denver rules, with sources, are further down this page.
Denver hail, at a glance
Biggest hail NOAA logged within 10 miles since April 2016: 3″ on Jun 19, 2018. Most recent 1″+ report within 10 miles: Jun 26, 2026. (NOAA NCEI Storm Events, through June 2026.) 2026 storm dates →
Not sure hail hit you? Check from the ground first, or see what a new roof costs.
Do I need a permit to replace my roof in Denver?
Yes. Denver requires a permit for a roof replacement, and for a repair bigger than 10% of the roof or 2 squares (200 sq ft), whichever is smaller. We pull the permit and book the city inspection. Source: Denver roofing guidelines and checklist.
How do I know if hail damaged my Denver roof?
Look for dents on gutters, downspouts and vents from the ground, then get a free photo inspection. Check the storm date for your address on our hail map.
Can a Denver roofer cover my deductible?
No. Colorado law (C.R.S. 6-22-105) bars roofers from advertising or promising to pay, waive or rebate your deductible.
How much does a new roof cost in Denver?
It depends on size, pitch, layers and materials. Get an instant online quote or see our Colorado roof cost guide.
Is Homey a public adjuster?
No. Homey is a roofing contractor. We document damage and discuss the scope of repairs with your insurer when you hire us.
Besides roofing, do you do gutters, siding, windows and paint in Denver?
Yes. We replace gutters, repair and replace siding, handle hail-damaged windows, screens and wraps, and do exterior painting in Denver, usually on the same job and the same insurance claim as the roof, so one team is responsible for the whole outside.
Can one hail claim in Denver cover the roof, gutters and paint?
Often, when the storm damaged them. Gutters, downspouts, screens, siding and paint are commonly part of a hail claim. We photograph every elevation so they’re on the record; your insurer decides what’s covered, and you pay your deductible.
My Denver home was built in the 1970s. What should I have checked?
On a 1970s home we look closely at the roof’s age and layers, the decking, the flashing where roofs meet walls, gutter size and fascia, and any older siding or paint. If the house was built before 1978, painted surfaces fall under the EPA lead-safe rule. The free inspection covers all of it, with photos.
Free Denver roof inspection.
We read your declarations page with you and inspect the roof. Free, no obligation.
General information; your policy controls your coverage. Homey Roofing and Restoration is a roofing contractor, not a public adjuster. Your policy wording controls your coverage. Updated Oct 22, 2026.