Adam Place, Castle Pines
Insurance roof replacement · 10 minutes south
Lone Tree, CO · Douglas County
Lone Tree roofing & roof repair.Our office is here. So are our neighbors.
Homey Roofing is based on Ladera Point, right here in Lone Tree. Free roof and hail inspections, help with your insurance claim from start to finish. Licensed from Fort Collins to Colorado Springs.
159NOAA hail reports within 10 mi of Lone Tree since 2016
56separate hail days within those 10 miles
3″largest within 10 mi: Jun 19, 2018, Englewood (9.3 mi from center)
1.4 mifrom downtown Lone Tree to our office
- 4.8★ on Google160 homeowner reviews
- Insurance-claim expertsIn roofing since 2009
- Insurance & hail expertsInspection to final check
- Financing through SlicePay over time, if approved
- Licensed, Fort Collins to Colorado SpringsBased in Lone Tree
Lone Tree hail history
Hail reported within 10 miles of Lone Tree.
Lone Tree sits right in the south-metro hail corridor, and summer storms rolling off the foothills cross the area often. Here’s what NOAA has on record within 10 miles of the city center.
Hail days per year, within 10 miles of Lone Tree
1″+ hail (quarter size or bigger) smaller hail
*2026 through June. Source: NOAA NCEI Storm Events Database, hail reports within 10 miles of Lone Tree, Apr 2016–Jun 2026. Only reported storms are counted.
Reports within 10 miles of the center of Lone Tree. Location is where NOAA logged the report (closest report to the center that day), not proof hail fell at the center or on your street.
| Date | Biggest hail | Where NOAA logged it |
|---|---|---|
| Jun 24, 2026 | 1″ (quarter) | Littleton · 7.5 mi from center |
| Jun 8, 2026 | 1.5″ (ping pong ball) | 1 mi WNW of The Pinery · 9.4 mi from center |
| Jun 1, 2026 | 1.5″ (ping pong ball) | 3 mi WSW of Highlands Ranch · 7.1 mi from center |
| Jun 24, 2025 | 1″ (quarter) | 3 mi WNW of The Pinery · 7.3 mi from center |
| Jul 4, 2019 | 2″ (hen egg) | 3 mi ESE of Parker · 9.2 mi from center |
| Jun 8, 2019 | 2.5″ (tennis ball) | 3 mi N of Castle Rock · 8.8 mi from center |
| Jun 19, 2018 | 3″ (teacup) | Englewood · 9.3 mi from center |
Why 1 inch matters: hail about the size of a quarter and up can crack or bruise asphalt shingles even when nothing looks wrong from the driveway. If your home was in the path of one of these storms and nobody has been on the roof, it’s worth a free look. Compare other cities →
Homey jobs near you
Roofs we’ve finished around Lone Tree.
Our crews work in Lone Tree’s back yard every week. These are recent Homey jobs a few minutes from the city line. Street names only, to respect our customers’ privacy.
Silver Maple Circle, Highlands Ranch
Insurance roof replacement · Paid and closed
E Davies Ave, Centennial
Insurance roof replacement · Paid and closed
More Homey roofs near Lone Tree:
E Fremont Ave, CentennialE Jamison Pl, CentennialS Steele St, CentennialE Hinsdale Ave, CentennialFraser River St, LittletonGreenstone Cir, ParkerCanterbury Ln, Parker
Lone Tree local guide
What should Lone Tree homeowners know about their roofs?
How Lone Tree grew, where it’s growing next, and what that means for the roof over your head and for solar.
How did Lone Tree get started?
The oldest landmark in Lone Tree is Schweiger Ranch, homesteaded in 1874 by Austrian brothers John, Joseph and Jacob Schweiger. It is now the city’s only designated historic landmark.
The modern city started small. A subdivision opened on Memorial Day weekend 1982 with nine households. By 1991 there were 13 HOAs but no city government, and residents voted 676 to 165 in November 1995 to incorporate. The city set high design standards early; it famously turned down IKEA’s blue-and-yellow store, which went to Centennial instead. Lone Tree had 14,253 residents in 2020.
Which Lone Tree neighborhoods do you serve?
Lone Tree’s 1980s and 1990s neighborhoods sit west of I-25, and newer RidgeGate neighborhoods are south of Lincoln Avenue.
Heritage HillsCarriage ClubAcres Green (nearby)RidgeGateLyricPark Meadows area
What’s being built in Lone Tree?
RidgeGate, a 3,500-acre mixed-use community on both sides of I-25, is the city’s big growth engine. Growth has jumped east of the freeway, where the Lyric neighborhood is planned for about 1,900 homes, and the long-range City Center plan (440 acres around two light-rail stations) envisions about 5,000 homes and 35,000 jobs. The city broke ground on a new justice center off RidgeGate Parkway in 2025.
What does that mean for your roof?
Lone Tree is our home base. Our office is on Ladera Point, so when a south-metro storm hits, we see it too. Older neighborhoods west of I-25 have many roofs on their second replacement, and Lone Tree’s re-roof rules on partial repairs and mixing shingles matter when an insurer offers to fix just one slope.
Newer RidgeGate homes are mostly on their first roof. Hail is usually the first reason they need work.
Thinking about solar in Lone Tree? The 30% federal residential solar tax credit (Section 25D) ended for systems installed after December 31, 2025, so a 2026 install has to pencil out on its own savings. That makes the roof underneath matter more, not less. If your HOA has rules on solar, send them over and we’ll plan the system and the roof around them. Panels are typically expected to stay up for decades, and pulling them off to re-roof later costs real money. If your shingles are older or hail-worn, the cheapest time to replace them is before the panels go on. Homey Roofing does solar, so we can roof and install in one project, with one crew responsible for every hole in the roof.
Sources: Wikipedia: Lone Tree, Colorado · City of Lone Tree: City Center · Denver Gazette (Jun 8, 2026): RidgeGate growth east · Axios (May 19, 2026): RidgeGate accelerates · IRS: Residential Clean Energy Credit (25D). Hail data: NOAA NCEI.
Permits
What the City of Lone Tree requires on a re-roof.
Lone Tree runs its own Building Division, separate from Douglas County. Here’s what applies to a roof replacement inside city limits, and how we handle it.
- A permit is required to replace more than one square (100 sq ft). Applications go through the City’s online Accela portal, and plan-review fees are due at submittal. We file it for you.
- Mid-roof inspection when 20–50% is installed, then a final inspection. We schedule both and keep the job moving so the permit doesn’t sit idle. The City voids permits with no activity for 6 months.
- Worn flashing and bad decking get replaced. Rusted or deteriorated flashing, jacks, and collars must be replaced, and water-damaged decking has to come out. Drip edge is required on every rake and eave.
- Partial jobs must stop at a natural break. A repair has to end at a valley, eave, or ridge, and you can’t mix materials or shingle ages on one slope unless the manufacturer allows it. That rule matters when an insurer offers to fix “just one side.”
- Everyone on the permit needs a Lone Tree business license. Ask any roofer you’re considering whether they have one before you sign.
Source: City of Lone Tree Roofing Guidelines and Building Division.
HOAs
HOA approval in Lone Tree neighborhoods.
Many Lone Tree neighborhoods, from Heritage Hills and Carriage Club to RidgeGate, have covenants or design review that cover roof material and color. Send us your guidelines and we’ll help you pick an approved shingle, bring samples, and pull together what your HOA needs to see.
★★★★★
“Allie was familiar with my neighborhood, after replacing many roofs for my neighbors, and knew exactly the type of roof my HOA requires. Allie also brought a sample of the roofing for my meeting with her.”
Homeowner in Centennial · Angi review
Insurer offering to fix one slope? Lone Tree doesn’t let you mix materials or shingle ages on a slope, and a half-replaced roof rarely matches. We document why a matching repair isn’t possible when that’s the case.
Lone Tree insurance claims
Denied or came in low? That’s where we start.
A lot of Lone Tree homeowners call us after the adjuster has already been out. We document what was missed and explain your options under your policy, including appraisal. How denied claims work →
Free inspection
We walk the roof, gutters, siding, paint, and windows, take detailed close-up photos, and tell you straight whether a claim makes sense.
We document & file
We help you open the claim and build the photo report, so the damage is on record before the adjuster shows up.
We meet your adjuster
We’re on site for the inspection. If the estimate comes in light or gets denied, we document what was missed and explain your options under your policy, including appraisal.
Build & final walkthrough
Crews tear off, install, and clean up. We walk the job with you at the end.
★★★★★
“When our insurance only wanted to give us a partial roof replacement she helped us with an appeal and was able to get a full roof replacement, paint and gutters!”
First-time homeowner · Google review, Feb 2026
★★★★★
“She managed communication with the insurance adjuster and kept me informed about timelines/expectations. She even came back afterwards to look things over with me.”
Homeowner · Google review, Feb 2026
★★★★★
“She made herself available to be at my home during the insurance company’s adjusters’ inspection. She provided good, easy to understand guidelines for this complicated procedure.”
Allan B. · Google review
From a Homey customer
★★★★★
“During the inspection, they discovered hail and wind damage. Although my insurance company initially denied the claim, Allie and her team were relentless. They advocated on my behalf and successfully got the roof approved, but they didn’t stop there. Thanks to their thorough process, I also received approval for full exterior paint and gutter replacement.”
Magda P. · Google review, quoted word for word
4.8★ (160+ Google reviews).
Lone Tree homes & our services
Lone Tree roofing, gutters, siding, windows and paint.
Homey handles roof replacement, roof repair and hail damage in Lone Tree, plus the gutters, siding, windows and exterior paint that storms hit at the same time. One local team, one photo report, one contract.
Census data puts the median Lone Tree home’s build year at 2004: about 59% of homes were built in 2000 or later, 41% in the 1980s–90s, and 1% before 1980 (U.S. Census ACS 2020–2024).
Roof replacement & repair in Lone Tree
Most Lone Tree homes are newer, so many are on their original builder roof. After repeated hail, that first replacement is often a good time to step up to Class 4 shingles. Our published price for a full tear-off here is $900–$1,000 per square.
Hail & insurance claims in Lone Tree
The NOAA hail record for Lone Tree is above. We document roof, gutters, screens, siding and paint on one dated CompanyCam report and meet your adjuster. Your insurer decides coverage; we never promise to cover a deductible.
Seamless gutters in Lone Tree
Gutters are soft metal and often dent first in a hailstorm. We set drip edge and gutters together so water can’t run behind them.
Siding repair & replacement in Lone Tree
Vinyl, fiber cement, engineered wood or older hardboard: hail and Colorado sun are hard on all of them. Matching discontinued profiles and flashing the roof-to-wall joints are where siding jobs go right or wrong.
Windows, screens & wraps in Lone Tree
Torn screens and dented aluminum wraps are common hail damage. They’re small and easy to leave off a claim, so we photograph each one.
Exterior painting in Lone Tree
Angel, our master painter, uses Sherwin-Williams products, and we paint fascia, soffit and trim right after the roof and gutters so the edges are finished together.
See the cost guide · Get an instant roof quote · Financing through Slice, if approved.
Lone Tree local guide
Roofing in Lone Tree: neighborhoods, HOAs, permits and hail.
What changes from one Lone Tree street to the next, and what we check before we order a single bundle.
HOA rules in Lone Tree
Most Lone Tree neighborhoods have HOAs with roof-color and material rules. Colorado law bars an HOA from requiring wood shakes or other flammable roofing and protects fire-hardened roofing materials, though HOAs can still set reasonable look-and-color rules (C.R.S. 38-33.3-106.5).
Lone Tree re-roof permit
We pull the permit and book the inspections. The Lone Tree rules, with sources, are further down this page.
Lone Tree hail, at a glance
Biggest hail NOAA logged within 10 miles since April 2016: 3″ on Jun 19, 2018. Most recent 1″+ report within 10 miles: Jun 24, 2026. (NOAA NCEI Storm Events, through June 2026.) 2026 storm dates →
Not sure hail hit you? Check from the ground first, or see what a new roof costs.
Lone Tree FAQ
Questions Lone Tree homeowners ask us.
Call or text (720) 948-5726, Mon–Sat 9–7.
Also serving nearby:
2026 hail storm dates near you →
How long do I have to file a hail claim? →
Check for hail from the ground →
Do I need a permit to replace my roof in Lone Tree?
Yes, for anything over one square (100 square feet). The City of Lone Tree issues the permit through its Accela portal and requires a mid-roof and a final inspection. We pull the permit and schedule the inspections.
Is Homey actually local to Lone Tree?
Yes. Our office is at 10623 Ladera Pt in Lone Tree. When a storm hits the south metro, we’re already here.
How often does Lone Tree get hail?
NOAA’s Storm Events Database lists 159 hail reports within 10 miles of Lone Tree from April 2016 through June 2026, on 56 separate days. The biggest in that radius was 3-inch hail logged near Englewood, about 9 miles from the city center, on June 19, 2018. The latest 1-inch-plus report was June 24, 2026, in Littleton, about 7.5 miles away. Many storms are never reported, so the real number is higher.
My insurer only wants to repair part of the roof. Is that allowed?
Lone Tree requires partial work to end at a natural break (valley, eave, or ridge) and doesn’t allow mixed materials or shingle ages on one slope unless the manufacturer allows it. If a repair can’t match, we document that for your adjuster.
Will insurance cover my Lone Tree roof?
If hail or wind damaged it, your homeowner’s policy may cover it, minus your deductible. Coverage depends on your policy. We inspect for free and tell you honestly whether it’s worth filing.
How fast can you come out?
Usually within a day or two. Book online, call, or text (720) 948-5726.
How long has Homey been in Lone Tree?
Our office is at 10623 Ladera Point in Lone Tree, and we’ve served Colorado since 2012.
What’s being built in Lone Tree?
RidgeGate keeps growing east of I-25, including the Lyric neighborhood (about 1,900 homes planned) and the long-range City Center around the light-rail stations.
Besides roofing, do you do gutters, siding, windows and paint in Lone Tree?
Yes. We replace gutters, repair and replace siding, handle hail-damaged windows, screens and wraps, and do exterior painting in Lone Tree, usually on the same job and the same insurance claim as the roof, so one team is responsible for the whole outside.
Can one hail claim in Lone Tree cover the roof, gutters and paint?
Often, when the storm damaged them. Gutters, downspouts, screens, siding and paint are commonly part of a hail claim. We photograph every elevation so they’re on the record; your insurer decides what’s covered, and you pay your deductible.
My Lone Tree home was built in the 2000s. What should I have checked?
On a 2000s home we look closely at the roof’s age and layers, the decking, the flashing where roofs meet walls, gutter size and fascia, and any older siding or paint. Builder-grade roofs and gutters from that era are often due after a few hail seasons. The free inspection covers all of it, with photos.