★★★★★
“When our insurance only wanted to give us a partial roof replacement she helped us with an appeal and was able to get a full roof replacement, paint and gutters!”
First-time homeowner · Google review, Feb 2026
Monument, CO · El Paso County
Roofing & roof replacement in Monument.Hail claims handled start to finish.
Free roof inspection, help with your insurance claim, and an instant online quote if you’d rather start with a price. Serving Monument from our Colorado Springs and Lone Tree crews.
100NOAA hail reports within 10 mi since 2016
44separate hail days
3″largest: Jun 19, 2018
Freeinspection with detailed photos
- Licensed & InsuredUL 2218 Class 4 Impact-Resistant Roofing · 4.8★ (160+ Google Reviews)
- 4.8★ on Google160 homeowner reviews
- Insurance-claim expertsIn roofing since 2009
- Insurance & hail expertsInspection to final check
- Financing through SlicePay over time, if approved
- Licensed, Fort Collins to Colorado SpringsBased in Lone Tree
Monument local guide
What should Monument homeowners know about their roofs?
How Monument grew, where it’s growing next, and what that means for the roof over your head and for solar.
How did Monument get started?
Monument’s first homesteaders arrived in 1865, and settlement picked up when the Denver & Rio Grande made it a stop in 1872. It incorporated in 1879 as Henry’s Station, after settler Henry Limbach, and was renamed three years later for Monument Creek and Monument Rock.
Along with Palmer Lake (founded by General Palmer in 1871) and Woodmoor, it forms the Tri-Lakes area. The area stayed mostly ranch land until the Air Force Academy opened next door in 1958.
Which Monument neighborhoods do you serve?
Monument mixes older homes near the historic downtown and in Woodmoor with fast-growing communities east of I-25.
Historic downtown MonumentWoodmoorPalmer LakeJackson CreekSanctuary PointeHome Place RanchGleneagle (nearby)
What’s being built in Monument?
New building is active on the east side of I-25. Jackson Creek has several builders, including Lokal, Toll Brothers and Richmond American. Home Place Ranch, off Glen Eagle Drive, is the newest large community, with Challenger and Vantage Homes. Sanctuary Pointe, a 460-acre Classic Homes community on the western edge of the Black Forest, appears to be closing out new-home sales.
What does that mean for your roof?
Monument sits on the south slope of the Palmer Divide, the ridge between Denver and the Springs where storms often fire up first. Higher elevation also means heavier snow loads and strong UV.
Many Tri-Lakes lots sit among ponderosa pines and close to Pike National Forest. Sanctuary Pointe even advertises fire-wise forest management. For homes near trees, we recommend Class A fire-rated roof systems and clean gutters, along with impact-resistant shingles.
Thinking about solar in Monument? The 30% federal residential solar tax credit (Section 25D) ended for systems installed after December 31, 2025, so a 2026 install has to pencil out on its own savings. That makes the roof underneath matter more, not less. Monument’s altitude and sunshine suit panels, but tree shading varies a lot by lot. We check shade and roof condition before quoting. Panels are typically expected to stay up for decades, and pulling them off to re-roof later costs real money. If your shingles are older or hail-worn, the cheapest time to replace them is before the panels go on. Homey Roofing does solar, so we can roof and install in one project, with one crew responsible for every hole in the roof.
Sources: Wikipedia: Monument, Colorado · Wikipedia: Palmer Lake, Colorado · Max Realty: Monument new construction 2026 · Challenger Homes: Home Place Ranch · Living in Denver: Sanctuary Pointe · IRS: Residential Clean Energy Credit (25D). Hail data: NOAA NCEI.
Monument hail history
Hail reported within 10 miles of Monument.
Monument and Palmer Lake sit on the Palmer Divide, the high ridge between Denver and the Springs where storms often fire up first. Here’s what NOAA has on record within 10 miles.
Hail days per year, within 10 miles of Monument
1″+ hail smaller hail
*2026 through June. Source: NOAA NCEI Storm Events Database, Apr 2016–Jun 2026. Only reported storms are counted.
| Date | Biggest hail | Where NOAA logged it |
|---|---|---|
| Jun 1, 2026 | 1.25″ (half dollar) | Greenland · 8.1 mi from center |
| Jul 6, 2025 | 1.25″ (half dollar) | Black Forest · 8.9 mi from center |
| Jul 4, 2025 | 1″ (quarter) | Air Force Academy · 6.7 mi from center |
| May 24, 2025 | 1.25″ (half dollar) | Palmer Lake · 2.8 mi from center |
| Jul 5, 2019 | 2.5″ (tennis ball) | Black Forest · 9.7 mi from center |
| Jun 19, 2018 | 3″ (teacup) | Black Forest · 9.4 mi from center |
| Jul 8, 2016 | 2.5″ (tennis ball) | Monument · 1.8 mi from center |
Why 1 inch matters: quarter-size hail and up can bruise or crack asphalt shingles even when nothing looks wrong from the driveway. If your home was in the path of one of these storms and nobody has been on the roof, it’s worth a free look. Compare other cities →
Also serving
Palmer Lake
Same crews, same process. NOAA lists 69 hail reports within 10 miles of Palmer Lake since 2016, on 33 days; the biggest was 2.5″ on Jul 8, 2016.
Monument insurance claims
Denied or came in low? That’s where we start.
We document what the adjuster missed, document what was missed and explain your options, including appraisal.
Free inspection
We walk the roof, gutters, siding, paint, and windows, take detailed close-up photos, and tell you straight whether a claim makes sense.
We document & file
We help you open the claim and build the photo report, so the damage is on record before the adjuster shows up.
We meet your adjuster
We’re on site for the inspection. If the estimate comes in light or gets denied, we document what was missed and explain your options under your policy, including appraisal.
Build & final walkthrough
Crews tear off, install, and clean up. We walk the job with you at the end.
A real Homey claim
$2,281 → $58,171
A Colorado Springs homeowner’s insurer first offered $2,281.80. Homey’s full inspection documented the roof, gutters, downspouts, exterior paint, and fence damage, and the claim was approved for $58,171.79 in repairs.
“During the inspection, they discovered hail and wind damage. Although my insurance company initially denied the claim, Allie and her team were relentless. They advocated on my behalf and successfully got the roof approved, but they didn’t stop there. Thanks to their thorough process, I also received approval for full exterior paint and gutter replacement.” Magda P. · Google review, quoted word for word
Every claim is different. Coverage depends on your policy and your insurer. Denied or came in low? Start here →
Instant price
Not a hail claim? Get a real price for your Monument roof in 2 minutes.
Type your address and our quote tool measures your roof from satellite imagery and shows price ranges for good, better, and best shingle options. No sales call needed to see the number. Financing through Slice, if approved.
Reviews
What homeowners say about working with us.
★★★★★ 4.8 on Google · 160 reviews
Real Google reviews, shortened.
★★★★★
“She managed communication with the insurance adjuster and kept me informed about timelines/expectations. She even came back afterwards to look things over with me.”
Homeowner · Google review, Feb 2026
★★★★★
“Alley inspected my roof for hail damage and did find a few marks on my roof. She assisted me in a timely manner to make a claim on my homeowners insurance. She made herself available to be at my home during the insurance company’s adjusters’ inspection. She provided good, easy to understand guidelines for this complicated procedure. Thanks Alley for your help!!”
Allan B. · Google review, quoted word for word
Local reroof code
What does Monument require on a new roof?
From Pikes Peak Regional Building Department (PPRBD). These are the items to look for on your estimate, and what an adjuster's scope sometimes misses.
- A reroof needs a permit; repairs under 100 sq ft don't. If you hire a contractor, the contractor must pull it.
- Single-family asphalt reroof permit: $135.
- Above 7,000 ft elevation, ice barrier is required, from the eave to at least 24" inside the exterior wall line. Your elevation is on the permit receipt.
- Asphalt reroofs need one final inspection; tile roofs need a mid-roof and a final.
In plain English
Code items aren't extras. If your city requires them, they belong on the scope. On a claim, they're usually paid under ordinance-or-law coverage. How code items get paid.
Code items aren't extras. If your city requires them, they belong on the scope. On a claim, they're usually paid under ordinance-or-law coverage. How code items get paid.
Source: PPRBD reroof guidelines. Checked Oct 31, 2026. Codes change; we confirm with the building department on every permit.
Monument homes & our services
Monument roofing, gutters, siding, windows and paint.
Homey handles roof replacement, roof repair and hail damage in Monument, plus the gutters, siding, windows and exterior paint that storms hit at the same time. One local team, one photo report, one contract.
Census data puts the median Monument home’s build year at 2006: about 76% of homes were built in 2000 or later, 13% in the 1980s–90s, and 11% before 1980 (U.S. Census ACS 2020–2024).
Parts of the Monument area sit above 7,000 ft, where Pikes Peak Regional Building requires an ice barrier on re-roofs. We check your property’s elevation on the permit.
Roof replacement & repair in Monument
Most Monument homes are newer, so many are on their original builder roof. After repeated hail, that first replacement is often a good time to step up to Class 4 shingles. Our published price for a full tear-off here is $825–$925 per square.
Hail & insurance claims in Monument
The NOAA hail record for Monument is above. We document roof, gutters, screens, siding and paint on one dated CompanyCam report and meet your adjuster. Your insurer decides coverage; we never promise to cover a deductible.
Seamless gutters in Monument
Gutters are soft metal and often dent first in a hailstorm. We set drip edge and gutters together so water can’t run behind them.
Siding repair & replacement in Monument
Vinyl, fiber cement, engineered wood or older hardboard: hail and Colorado sun are hard on all of them. Matching discontinued profiles and flashing the roof-to-wall joints are where siding jobs go right or wrong.
Windows, screens & wraps in Monument
Torn screens and dented aluminum wraps are common hail damage. They’re small and easy to leave off a claim, so we photograph each one.
Exterior painting in Monument
Angel, our master painter, uses Sherwin-Williams products, and we paint fascia, soffit and trim right after the roof and gutters so the edges are finished together.
See the cost guide · Get an instant roof quote · Financing through Slice, if approved.
Monument local guide
Roofing in Monument: neighborhoods, HOAs, permits and hail.
What changes from one Monument street to the next, and what we check before we order a single bundle.
HOA rules in Monument
Many Monument-area subdivisions have HOA architectural committees. Colorado law bars an HOA from requiring wood shakes or other flammable roofing and protects fire-hardened roofing materials, though HOAs can still set reasonable look-and-color rules (C.R.S. 38-33.3-106.5).
Monument re-roof permit
We pull the permit and book the inspections. The Monument rules, with sources, are further down this page.
Monument hail, at a glance
Biggest hail NOAA logged within 10 miles since April 2016: 3″ on Jun 19, 2018. Most recent 1″+ report within 10 miles: Jun 1, 2026. (NOAA NCEI Storm Events, through June 2026.) 2026 storm dates →
Not sure hail hit you? Check from the ground first, or see what a new roof costs.
Monument FAQ
Questions Monument homeowners ask us.
Call or text (719) 882-1232, Mon–Sat 9–7.
Related pages:
2026 hail storm dates near you →
How long do I have to file a hail claim? →
Check for hail from the ground →
Do you replace roofs in Monument?
Yes. We do roof replacements, repairs, and hail insurance claims in Monument and Palmer Lake. Book a free inspection or get an instant quote online.
Do I need a permit to replace my roof in Monument?
Yes. In Monument and Palmer Lake the permit comes from the Pikes Peak Regional Building Department (PPRBD). Any roof work over 100 sq ft needs a permit, and a hired contractor must pull it. We pull it and book the inspection. Source: PPRBD reroof guidelines.
How often does Monument get hail?
NOAA’s Storm Events Database lists 100 hail reports within 10 miles of Monument from April 2016 through June 2026, on 44 separate days. The biggest was 3-inch hail on Jun 19, 2018. Many storms are never reported.
Can you pay my deductible?
No. Colorado law (C.R.S. 6-22-105) bars roofers from paying, waiving, or rebating your deductible.
Do you roof in Woodmoor, Palmer Lake and Jackson Creek?
Yes. We cover all of Tri-Lakes, including Woodmoor, Palmer Lake, Jackson Creek, Sanctuary Pointe, Home Place Ranch and Gleneagle.
Why does Monument get so many storms?
It sits on the Palmer Divide, a high ridge where afternoon thunderstorms often form before moving out over the plains.
Besides roofing, do you do gutters, siding, windows and paint in Monument?
Yes. We replace gutters, repair and replace siding, handle hail-damaged windows, screens and wraps, and do exterior painting in Monument, usually on the same job and the same insurance claim as the roof, so one team is responsible for the whole outside.
Can one hail claim in Monument cover the roof, gutters and paint?
Often, when the storm damaged them. Gutters, downspouts, screens, siding and paint are commonly part of a hail claim. We photograph every elevation so they’re on the record; your insurer decides what’s covered, and you pay your deductible.
My Monument home was built in the 2000s. What should I have checked?
On a 2000s home we look closely at the roof’s age and layers, the decking, the flashing where roofs meet walls, gutter size and fascia, and any older siding or paint. Builder-grade roofs and gutters from that era are often due after a few hail seasons. The free inspection covers all of it, with photos.