Fort Collins, CO · Larimer County
Fort Collins requires Class 4 impact-resistant shingles when 50% or more of an asphalt roof is replaced. NOAA logged 1.25″ hail 8.4 miles away, near Severance, on June 17, 2025. Free roof and hail inspections. Licensed from Fort Collins to Colorado Springs.
2026 storms near Fort Collins
From NOAA Storm Prediction Center reports, April 1 to October 21, 2026, times converted to Mountain Time. Many policies give you one year from the storm to report hail damage; check yours. All 2026 Front Range storm dates →
| Date | Hail | Where NOAA logged it | From Fort Collins | 1 year later* | Source |
|---|---|---|---|---|---|
| No 1″+ reports within 10 miles in 2026. | |||||
*Storm date plus one year, for reference only. Your policy sets your actual deadline. How claim deadlines work.
Fort Collins hail history
NOAA NCEI Storm Events Database, April 2016 through June 2026 (the latest final data), all reports within 10 miles of Fort Collins’s center. NOAA NCEI Storm Events Database
| Year | Hail days | Days with 1″+ |
|---|---|---|
| 2016 | 1 | 1 |
| 2017 | 2 | 2 |
| 2018 | 4 | 4 |
| 2019 | 3 | 3 |
| 2020 | 2 | 1 |
| 2021 | 1 | 1 |
| 2022 | 1 | 1 |
| 2023 | 6 | 5 |
| 2024 | 1 | 1 |
| 2025 | 2 | 1 |
Insurance claims
Dented gutters, torn screens or bent A/C fins are the first clue. Here’s how to look.
Detailed close-up photos, date-stamped, and an honest answer on whether the damage is worth a claim.
You file with your insurer. We document the damage and can meet the adjuster on site.
We confirm whether City of Fort Collins or the county covers your address and pull any required permit. City of Fort Collins
Colorado law bars roofers from paying, waiving or rebating your deductible (C.R.S. 6-22-105). Coverage decisions are made by your insurer under your policy.
Fort Collins homes & our services
Homey handles roof replacement, roof repair and hail damage in Fort Collins, plus the gutters, siding, windows and exterior paint that storms hit at the same time. One local team, one photo report, one contract.
Census data puts the median Fort Collins home’s build year at 1992: about 37% of homes were built in 2000 or later, 33% in the 1980s–90s, and 31% before 1980 (U.S. Census ACS 2020–2024).
Fort Collins requires Class 4 impact-resistant shingles on most re-roofs, so every quote we write here starts from Class 4 products (Duration STORM in our lineup).
Fort Collins has a mix of 1980s–90s and newer homes, so we see everything from second re-roofs to first-time replacements of builder roofs. Our published per-square prices are in the cost guide.
The NOAA hail record for Fort Collins is above. We document roof, gutters, screens, siding and paint on one dated CompanyCam report and meet your adjuster. Your insurer decides coverage; we never promise to cover a deductible.
Older gutters and fascia are often due when the roof is. We set drip edge and gutters together so water can’t run behind them.
Vinyl, fiber cement, engineered wood or older hardboard: hail and Colorado sun are hard on all of them. Matching discontinued profiles and flashing the roof-to-wall joints are where siding jobs go right or wrong.
Torn screens and dented aluminum wraps are common hail damage. They’re small and easy to leave off a claim, so we photograph each one.
With about 31% of Fort Collins homes built before 1980, lead-safe prep matters: homes built before 1978 fall under the EPA lead-safe (RRP) rule. Angel, our master painter, uses Sherwin-Williams products.
See the cost guide · Get an instant roof quote · Financing through Slice, if approved.
Fort Collins local guide
What changes from one Fort Collins street to the next, and what we check before we order a single bundle.
The biggest new community in the works is Montava in northeast Fort Collins; the City tracks its phases and development agreement through its own project page. (City of Fort Collins: Montava)
Many Fort Collins subdivisions have HOA design rules. Class 4 shingles are required by the City on most re-roofs anyway, so we start from Class 4 products your HOA allows. Colorado law bars an HOA from requiring wood shakes or other flammable roofing and protects fire-hardened roofing materials, though HOAs can still set reasonable look-and-color rules (C.R.S. 38-33.3-106.5).
Source: City of Fort Collins: Building Permits · City of Fort Collins: Building Code. Checked Oct 29, 2026; codes change, and we confirm with the permit office on every job.
Biggest hail NOAA logged within 10 miles since April 2016: 2.75″ on Jun 12, 2017. Most recent 1″+ report within 10 miles: Jun 17, 2025. (NOAA NCEI Storm Events, through June 2026.) 2026 storm dates →
Not sure hail hit you? Check from the ground first, or see what a new roof costs.
From a Homey customer
“During the inspection, they discovered hail and wind damage. Although my insurance company initially denied the claim, Allie and her team were relentless. They advocated on my behalf and successfully got the roof approved, but they didn’t stop there. Thanks to their thorough process, I also received approval for full exterior paint and gutter replacement.”
4.8★ (160+ Google reviews).
Fort Collins FAQ
Call or text (720) 948-5726, Mon–Sat 9–7.
Also serving nearby:
NOAA’s Storm Events Database lists 86 hail reports within 10 miles of Fort Collins from April 2016 through June 2026, on 23 separate days. 65 of those reports were 1 inch or larger. Many storms are never reported, so the real number is higher.
NOAA logged no 1″+ hail within 10 miles of Fort Collins from April to October 2026.
It depends on your policy. Many Colorado homeowners policies say hail or wind damage must be reported within 365 days (one year) of the storm, but your policy may say something different. Read the conditions section of your own policy or ask your agent. Report as soon as you know about damage, and don’t wait for a leak.
Permits for Fort Collins homes go through City of Fort Collins, or the county if your address is outside city limits. We confirm which office covers your home and pull any required permit.
No. Colorado law (C.R.S. 6-22-105) bars roofing contractors from paying, waiving or rebating your insurance deductible, or promising to.
Usually within a day or two. Book online, call, or text (720) 948-5726.
Yes. We replace gutters, repair and replace siding, handle hail-damaged windows, screens and wraps, and do exterior painting in Fort Collins, usually on the same job and the same insurance claim as the roof, so one team is responsible for the whole outside.
Often, when the storm damaged them. Gutters, downspouts, screens, siding and paint are commonly part of a hail claim. We photograph every elevation so they’re on the record; your insurer decides what’s covered, and you pay your deductible.
On a 1990s home we look closely at the roof’s age and layers, the decking, the flashing where roofs meet walls, gutter size and fascia, and any older siding or paint. Builder-grade roofs and gutters from that era are often due after a few hail seasons. The free inspection covers all of it, with photos.
