Windsor, CO · Weld & Larimer Counties
Roofing in Windsor, CO.Hail inspections, roof replacement and claim help.
NOAA logged 2-inch hail inside Windsor on July 5, 2019, and 2.75-inch hail near Severance in 2017. If a storm hit your roof, we’ll inspect it for free, photograph every slope, and tell you straight whether it’s a repair, a replacement or a claim.
- 4.8★ on Google163 homeowner reviews
- Insurance-claim expertsIn roofing since 2012
- 2-year workmanship warrantyTransferable if you sell
- Financing through SlicePay over time, if approved
- Fort Collins to Colorado SpringsBased in Lone Tree
2026 storms near Windsor
1″+ hail NOAA logged within 10 miles in 2026.
From NOAA Storm Prediction Center reports, April to October 2026, times converted to Mountain Time. Only one 1-inch report landed within 10 miles of Windsor this year, but 2025 and 2022 brought 2-inch-plus hail nearby. All 2026 Front Range storm dates →
| Date (Mountain Time) | Hail | Where NOAA logged it | From Windsor center | 1 year later* | Source |
|---|---|---|---|---|---|
| Jul 2, 2026 | 1″ | 2 NE Johnstown | 9.0 mi | Jul 2, 2027 | NOAA SPC |
*Many Colorado policies give you one year from the storm to report hail or wind damage. Check your own policy. SPC report times are UTC; we converted them to Mountain Time.
Hail history
Hail days within 10 miles, by year.
| Year | Hail days within 10 mi | Days with 1″+ hail | Largest report |
|---|---|---|---|
| 2016 | 2 | 2 | 1.75″ |
| 2017 | 3 | 2 | 2.75″ |
| 2018 | 4 | 4 | 1.75″ |
| 2019 | 6 | 6 | 2″ |
| 2020 | 3 | 2 | 1.75″ |
| 2021 | 2 | 2 | 1.25″ |
| 2022 | 1 | 1 | 2.25″ |
| 2023 | 4 | 4 | 1″ |
| 2024 | 1 | 0 | 0.75″ |
| 2025 | 4 | 2 | 2″ |
NOAA NCEI Storm Events Database, April 2016 through June 2026, reports within 10 miles of the city center. Many storms are never reported, so real counts are higher. NOAA NCEI Storm Events
Roofing services
What Homey does for Windsor homeowners.
Roof, gutters, siding and windows on one inspection, one photo report and one contract.
Roof replacement in Windsor
Full tear-off with Owens Corning shingles, Class 4 options, permit pulled and inspections booked.
Roof repair in Windsor
Wind-lifted shingles, flashing, vents and leaks, documented with photos before and after.
Hail & insurance claims
Dated photo report, adjuster meeting, supplements with evidence. Your insurer decides coverage.
Seamless gutters
Sized to your roof planes and hung under the drip edge so water can’t run behind them.
Siding repair & replacement
Hail-cracked vinyl and swollen hardboard, matched honestly and flashed right at the roof line.
Windows, screens & wraps
Torn screens and dented wraps are easy to leave off a claim, so we photograph each one.
See the cost guide · Get an instant roof price · Financing through Slice, if approved.
No stock photos, no borrowed jobs
We only post photos from real Homey jobs, and we don’t have Windsor jobs to show you yet. So judge us on the inspection: dated photos of every slope, a straight answer on repair vs. replacement vs. claim, and a written, line-item quote. Homey is based in Lone Tree and serves the Front Range from Fort Collins to Colorado Springs.
Permits & licensing
What Windsor requires on a new roof.
These are the items to look for on any estimate, and what an adjuster’s scope sometimes misses.
Windsor re-roof rules
- A building permit is required to re-roof a house in Windsor. SAFEbuilt handles the Town’s building inspections.
- Windsor adopted the 2024 International Codes effective January 1, 2026.
- Ice and water shield is required on all roofs, and drip edge is required at eaves and rakes, per the Town’s 2024 IRC residential re-roof guide.
- Asphalt-shingle re-roofs need only a final inspection, not a mid-roof inspection.
- No more than two layers of roofing are allowed when the job is done (IRC R908.3), so a roof that already has two layers gets a full tear-off.
- Permits expire if work doesn’t start within 180 days or stops for 180 days.
Source: Town of Windsor: Building Permits · Town of Windsor: Building FAQ · Windsor Residential Re-Roof Guide (2024 IRC). Checked Nov 9, 2026. Codes change; we confirm with the building department on every permit.
Hiring a roofer in Windsor
The Town of Windsor says no contractor license is required for contractors working in the Town (electricians and plumbers need state licenses), though businesses need a Town business license. That puts the vetting on you. Ask for a certificate of insurance, a local address, and a written contract with the 72-hour cancellation and trust-account language Colorado’s roofing law requires, and make sure the roofer, not you, pulls the permit. Our carrier guides explain the claim side.
Windsor local guide
Roofing in Windsor: neighborhoods, HOAs and weather.
Which Windsor neighborhoods do you serve?
Weld or Larimer?
Windsor spans Weld and Larimer counties, but homes inside town limits go through the Town of Windsor for building permits. Homes just outside the line fall under the county, so we confirm the parcel before we quote the permit.
HOAs and metro districts
Master-planned communities like Water Valley and RainDance have HOAs and metro districts, and roof color and material changes usually need design approval. Send us your covenants and we’ll match an approved product before anything is ordered. Colorado law bars an HOA from requiring wood shakes or other flammable roofing and protects fire-hardened roofing materials, though HOAs can still set reasonable look-and-color rules (C.R.S. 38-33.3-106.5).
Windsor hail, at a glance
NOAA’s Storm Events Database lists 89 hail reports within 10 miles of Windsor from April 2016 through June 2026, on 30 different days; 74 were 1 inch or larger. Big ones: 2.75″ near Severance on June 12, 2017; 2″ in Windsor on July 5, 2019; 2.25″ near Severance on July 27, 2022; and 2″ near Johnstown on June 17, 2025.
What that means for your roof
Many Windsor neighborhoods were built in the last 25 years, so a lot of roofs here are original builder-grade shingles that may be on their first hail claim. On those, we also check the original install (nailing, ventilation, flashing), because those problems tend to surface during a claim. If you’re replacing, Class 4 impact-resistant shingles are worth pricing; ask your insurer about a discount.
Not sure hail hit you? Check from the ground first, or see what a new roof costs.
Insurance claims
From the first look to the final check. You stay in charge of your claim.
Check from the ground
Dented gutters, torn screens or bent A/C fins are the first clue. Here’s how to look.
Free roof inspection
Detailed close-up photos of every slope, date-stamped, and an honest answer on whether the damage is worth a claim.
You file, we document
You file with your insurer. We send the photo report and can meet the adjuster on site as your contractor.
Build & permit
We pull the permit, book the inspections and finish with photos and a 2-year transferable workmanship warranty.
Colorado law bars roofers from paying, waiving or rebating your deductible (C.R.S. 6-22-105). Coverage decisions are made by your insurer under your policy.
FAQ
Questions Windsor homeowners ask us.
Do I need a permit to replace my roof in Windsor, CO?
Yes. The Town of Windsor requires a building permit to re-roof a house. SAFEbuilt handles the inspections, and the Town’s re-roof guide requires ice and water shield on all roofs. Asphalt-shingle re-roofs need a final inspection only.
Does Windsor require roofing contractors to be licensed?
The Town of Windsor says no contractor license is required for contractors performing work in the Town (electrical and plumbing contractors need state licenses). Businesses need a Town business license. Ask any roofer for proof of insurance and a written contract that meets Colorado’s roofing law.
How often does Windsor get hail?
NOAA’s Storm Events Database lists 89 hail reports within 10 miles of Windsor from April 2016 through June 2026, on 30 separate days. The largest was 2.75 inches near Severance on June 12, 2017. Many storms are never reported, so the real number is higher.
How long do I have to report hail damage in Colorado?
It depends on your policy. Many Colorado homeowners policies say hail or wind damage must be reported within one year of the storm, but yours may say something different. Report as soon as you know about damage.
Is Windsor in Weld County or Larimer County?
Both. Windsor spans Weld and Larimer counties. Homes inside town limits get building permits from the Town of Windsor; homes outside the limits go through their county.
Do I need HOA approval for a new roof in Windsor?
In many master-planned neighborhoods, yes, for color and material changes. Colorado law limits what an HOA can require, but reasonable look-and-color rules still apply. We prepare the submittal with you.
Can a roofer pay or waive my deductible?
No. Colorado law (C.R.S. 6-22-105) bars roofing contractors from paying, waiving or rebating your insurance deductible, or promising to.
Do you have Windsor jobs I can see?
Not yet, and we won’t borrow photos from other cities and call them Windsor. We serve the Front Range from Fort Collins to Colorado Springs; your free inspection comes with dated photos of your own roof.
Nearby service areas and guides
Sources
Opened and checked November 9, 2026 unless noted. Hail data: NOAA NCEI Storm Events (April 2016–June 2026) and NOAA SPC 2026 reports, within 10 miles of the city center.
- NOAA NCEI Storm Events Database
- NOAA Storm Prediction Center daily storm reports, 2026
- Town of Windsor: Building Permits
- Town of Windsor: Building FAQ
- Town of Windsor: Residential Re-Roof Guide (2024 IRC)
- C.R.S. 38-33.3-106.5 (HOA roofing material rules)
- C.R.S. 6-22-105 (roofers may not pay or waive deductibles)
Homey Roofing and Restoration, in roofing since 2012. 10623 Ladera Pt, Lone Tree, CO 80124. Call or text (720) 948-5726, Mon–Sun 9–7.